Flexible payment option
$0 Down Impact Window & Door Financing
Upgrade without a large upfront payment. Qualified South Florida homeowners can finance impact windows and doors through YGrene PACE and repay on the property tax bill.
$0 down
No large upfront payment on qualifying projects
Tax-bill payments
Repaid through the property tax assessment
Soft credit check
Does not affect your credit score
$2,500 minimum
Usually up to 17% of Just Value
Quick answer
If you want storm-rated openings but do not want to put the full project on a card or empty savings, YGrene is the financing path we walk most often. We explain how it works on the estimate, check the amount available for your property, and send a secure application link when you are ready.
Cash, a traditional payment plan, or My Safe Florida Home grant paperwork are still fine if PACE is not a fit. We keep the conversation practical: what may apply to your house, what depends on program rules, and what we can put in writing after measure.
How it works
- 1
Free estimate and amount check
We measure your openings and can check the available financing amount for your property through the YGrene portal.
- 2
Secure online application
We send you a secure YGrene link so you can apply online. The application uses a soft credit check.
- 3
Approval, then we start
Once YGrene approves the file, we move forward with product, permits, and install. If it is not approved, you are not locked into the project.
- 4
Pay on the tax bill
You repay YGrene through the property tax / assessment process. Atlantic Door Systems does not collect those payments.
Basic requirements
To qualify, homeowners generally must meet the items below and complete YGrene’s application. We confirm what applies to your property during the estimate.
- Be current on mortgage payments
- Be listed on the property title
- Have no open bankruptcy
- Have paid property taxes on time for the last 3 years
- Have no involuntary liens on the property
- Complete the YGrene application and approval process
How much can you finance?
Minimum
$2,500
Smaller scopes can still be quoted as cash if they fall under the minimum.
Typical maximum
17% of Just Value
Usual cap is about 17% of the property’s Just Value. We confirm your number in the YGrene portal.
How payments work
YGrene PACE is tied to the property rather than a traditional personal loan. Instead of writing a monthly check to Atlantic Door Systems, your assessment is repaid through the property’s tax assessment process. We do not collect YGrene payments.
Paying the balance down
You can pay off the remaining balance at any time, subject to your YGrene financing agreement. You may also be able to make an extra lump-sum payment each year, subject to those same terms. Current payoff rules and any fees are in your YGrene agreement — we point you there rather than guessing.
You are not locked in before approval
Your contract with Atlantic Door Systems LLC states that the project is contingent upon YGrene approval. If financing is not approved, you are not locked into the project. You can still choose a cash proposal or wait.
My Safe Florida Home grant — honest expectations
My Safe Florida Home can help eligible homeowners with hurricane hardening, including impact openings in some funding cycles. Program rules, funding windows, and reimbursement timelines change. Some homeowners have reported slow reimbursements. We help with the documentation we control — product approvals, permits, and install records — and we point you to the current state guidance.
Florida Home Hardening sales tax refund — up to $500
Florida homeowners may be eligible for a refund of up to $500 in Florida sales tax on qualifying impact-resistant windows, entry doors, or garage doors purchased between July 1, 2026 and June 30, 2029. This is a tax refund after you pay — not an upfront discount at the register. You apply through the Florida Department of Revenue. We can provide paid invoices and proof that Florida sales tax was collected; the state reviews the application and decides the refund.
- Site-built home with a Florida homestead exemption
- Just value of $700,000 or less
- Qualifying impact-resistant windows, entry doors, or garage doors
- Purchase window: July 1, 2026 – June 30, 2029
- Refund applications accepted through September 30, 2029
- One eligible property per owner — commercial and rental properties do not qualify
Homeowners typically file Form DR-26S with Form DR-26HH and copies of receipts showing Florida sales tax paid. Confirm current rules with the Department of Revenue — program details can change. Florida Department of Revenue refund applications →
Insurance, wind mitigation, and what we will not promise
Closed permits and matching product paperwork can support a wind-mitigation conversation with your insurer. Premium changes depend on the carrier, policy, and inspection — we do not promise a percentage discount. If your agent asks for documents after the job, a clean permit close-out and the correct NOA configuration make that conversation easier.
Tied to the property
PACE is an assessment on the property, not a typical personal loan we bill you for.
We send the link
Apply on YGrene’s secure form. We do not ask you to hunt down the paperwork.
Contingent contract
If YGrene declines the file, you are not locked into the project.
Helpful links
Ready to see if YGrene fits your project?
Request a free estimate. We will measure, check the amount available for your property, and send the secure application link if you want to apply.
Frequently Asked Questions
Do you offer $0-down financing?+
Qualified homeowners may finance impact windows and doors through YGrene PACE with no money down. Eligibility and approval are decided by YGrene — we never guarantee approval.
What is YGrene PACE financing?+
PACE (Property Assessed Clean Energy) financing can cover qualifying home improvements such as impact windows and doors. YGrene is the program we use. There is no money down, and you repay through the property tax / assessment process instead of writing payments to Atlantic Door Systems.
Does the application hurt my credit?+
The YGrene application uses a soft credit check, which does not affect your credit score. If you prefer not to apply, you can still get a measured cash proposal.
What do I need to qualify?+
Homeowners generally must be current on the mortgage, listed on title, have no open bankruptcy, have paid property taxes on time for the last three years, have no involuntary liens, and complete YGrene’s application. We confirm details for your property during the estimate.
How much can I finance?+
The minimum is $2,500. The maximum is usually up to 17% of the property’s Just Value. We can check the available amount for your property in the YGrene portal after we know the project scope.
Who do I pay — you or YGrene?+
Atlantic Door Systems does not collect YGrene payments. Your assessment is repaid through the applicable property tax / assessment process.
What if YGrene declines the application?+
Your Atlantic Door Systems contract is contingent on YGrene approval. If financing is not approved, you are not locked into the project. You can still proceed with cash or another path if you want.
Can I pay it off early?+
Yes — you can pay off the remaining balance at any time, subject to your YGrene financing agreement. An extra lump-sum payment each year may also be allowed. Check your agreement for current payoff terms and any fees.
Can financing cover windows and doors together?+
Often yes, when the scope and YGrene approval allow it. Your measured proposal lists the openings included so the financed amount matches the real job.
Is the My Safe Florida Home grant guaranteed?+
No. Funding cycles, eligibility, and reimbursement timing are controlled by the state program. Some homeowners wait longer than expected for reimbursement. We help with documentation we produce; we cannot control program payouts.
Is there a Florida sales tax refund for impact windows?+
Eligible homestead owners may apply to the Florida Department of Revenue for a Home Hardening Products sales tax refund of up to $500 on qualifying impact-resistant windows and doors purchased July 1, 2026 through June 30, 2029. You pay the sales tax at purchase, then apply for the refund. The property generally must be a site-built home with a homestead exemption and a just value of $700,000 or less. We provide invoices; DOR decides the refund.
Will impact windows lower my insurance premium?+
Maybe — it depends on your insurer and a wind-mitigation review. We do not promise a percentage savings. We do provide closed-permit and product paperwork when the job requires them.
Who do I call with questions?+
Call Atlantic Door Systems at (305) 974-5447. We respond Monday through Saturday and keep financing questions tied to your actual project scope. We send the secure YGrene application link when you are ready to apply.